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Younger Americans need innovative, wealth-building solutions.

Each day, 11,300 Americans turn age 35.  These millennials have little faith that they will receive the Social Security benefits they have been promised. They are increasing inclined to accept personal responsibility for their retirement security. 

Carriers now have a special opportunity to provide millennials the innovative solutions they need to achieve retirement security. Defined Benefit Annuity and Defined Benefit Life empower systematic, disciplined and long-term wealth building with big tax advantages. The industry's two most innovative solutions for younger Americans' retirement security are now available for implementation.  To schedule a discussion and demo, email

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